Commercial Auto Insurance in Alameda County CA | California Contractors Insurance |

Commercial Auto Insurance in Alameda County CA Vehicles used for business purposes are typically easy to identify and know whether you need commercial auto insurance. But if you use a car, for example, to run business-related errands or transport clients or tools, you may need commercial auto insurance for that vehicle. So in order to not just be in compliance with the laws of Alameda County, but also your own peace of mind, look to the experts at California Contractors Insurance. We provide the most comprehensive and affordable commercial auto insurance in the state. Our coverages are designed for any type of vehicle you have in your stable whether it’s cars, trucks, or vans, etc.

Commercial Auto Insurance Specialists Near Me In Alameda County California

What can you expect when you work with California Contractors Insurance for your commercial auto insurance needs? Besides the best agents in the state of California, you’ll get the most affordable yet comprehensive coverage in Alameda County CA . Which includes coverage for any vehicle, liability, medical payments, physical damage, hired auto, uninsured motorist, non-owned coverage, and more. You’ll get this coverage tailored by a professional with vast knowledge and experience with commercial auto insurance. This will provide you with the peace of mind you need not to mention satisfying all state of California legal requirements. As an independent contractor, this is the commercial auto insurance you need.

Free Commercial Auto Insurance Quote – (888) 728-4034

Regardless of the number and types of vehicles your business utilizes, the knowledgeable commercial auto insurance agents at California Contractors Insurance can provide you with the policy and coverage you need. So call us today at (888) 728-4034, request a quote, or ask a question of one of our friendly associates. You’ll be glad you did.

More About Commercial Auto Insurance

Understanding What Commercial Auto Insurance Is

If your business in Alameda County depends on its vehicles for transportation, then commercial auto insurance is needed. Big companies with large fleets, along with small businesses with single cars need the insurance plan in place.

The commercial auto insurance plan is an insurance plan that covers vehicles that are not covered by personal auto insurance plans, that is, cars that are utilized for business functions. The insurance covers for damages, injuries, and liabilities incurred during the use of the automobiles.

What Is Covered?

The commercial vehicle insurance plan covers all kinds of automobiles utilized by the business, from small automobiles to heavy commercial trucks (including vans, food trucks, box trucks and service utility automobiles– SUVs). The insurance coverage in Alameda County might also be referred to as fleet insurance or truck insurance.

Because personal cars are not meant for business usage, they are rated and written off differently from the automobiles utilized commercially. The compensation plans also differ between personal and commercial auto insurance coverage.

For example, the plan takes in account the commercial vehicles are dealt with by licensed employees in Alameda County CA who are governed by work policies with regards to the cars. This helps the insurance company know when and who to appropriate the blame in case of mishaps, damages, and even death.

What Commercial Auto Insurance Includes

The commercial auto insurance coverage features various types of coverage.

• Physical injury liability: this type of coverage pays for bodily injury or death, in addition to providing with legal defense if your business is at fault.

• Property damage liability coverage: This coverage protects you in case the vehicle harms another individual’s property in the course of business. You might also get legal defense.

• Accident protection: This insurance coverage pays for the medical expenses of the residents in the event of a mishap, no matter who is at fault. It is also known as the no-fault or medical payments coverage.

• Uninsured driver coverage: This coverage pays for the injuries and to an extent, property damage brought on by an uninsured chauffeur (or in many cases, a hit-and-run chauffeur).

Other Areas Covered By the Policy

• Combined single limitation coverage (CSL): This is a coverage that provides different limitations that apply for bodily injury and property damage. It has the same amount of protection (in regards to cash) that makes an application for either bodily injury, property damage, or whether several people were involved in the accident.

• Accident coverage: This coverage pays for your vehicle when it is struck by another object, or when it triggered the collision.

• Comprehensive physical damage coverage: This coverage pays for the vehicle in case of other uncontrollable instances like floods, fire, vandalism, and theft.

In Essence

Alameda County Commercial Auto Insurance This type of insurance coverage is meant to safeguard your business from pricey suits in case your vehicle triggered the mishap. It also protects the business in that its owner will not incur the additional cost of vehicle repair and even fleet replacement no matter who caused the accident.